Terms of Service

Effective date: February 2, 2026
By accessing or using ONDO, you agree to these Terms.

1) Educational use & no professional advice

ONDO provides calculators and convenience tools for general informational purposes only. Nothing on this site constitutes legal, tax, financial, medical, or professional advice. You should verify results and consult qualified professionals when needed.

Country/law differences: Rules, formulas, taxes, and legal requirements vary by country and can change over time. You are responsible for verifying applicability in your jurisdiction.

2) Local-only processing

Many ONDO tools are designed to run locally in your browser. We do not require accounts to use tools. However, your device, browser extensions, network, or third-party services (such as ads) may collect certain data outside our control.

3) Accuracy & assumptions

Outputs are estimates and may rely on simplified assumptions (e.g., rounding rules, approximations, and typical formulas). You agree that you will not rely solely on ONDO results for critical decisions.

Examples of why results may differ
  • Different compounding rules (APR vs APY), billing cycles, or rate changes
  • Fees, penalties, taxes, and product-specific terms
  • Local regulations and eligibility requirements
  • Rounding differences and data entry errors

4) Acceptable use

You agree not to misuse the service. For example, you may not:

5) Third-party services, ads, and links

ONDO may display third-party advertisements and include links to external websites. We do not control and are not responsible for third-party content, privacy practices, or services.

Ad networks (e.g., Google)

Third-party ad networks may use cookies or similar identifiers to deliver and measure ads. You can manage personalization in your Google settings and in your browser controls.

6) Intellectual property

The site design, branding, and code are owned by ONDO (or licensed) and are protected by applicable laws. You may not copy or redistribute substantial portions of the site without permission.

7) Limitation of liability

To the fullest extent permitted by law, ONDO and its owner(s) are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the site or reliance on results.

You use ONDO at your own risk. Always double-check outputs with official sources or professional guidance.

8) Changes & availability

We may update these Terms, modify tools, or suspend the service at any time. We will update the “Effective date” when material changes are made.

9) Contact

If you have questions about these Terms, please contact us via the site owner’s contact method (if provided) or the channel listed on the site.